Car, truck, SUV and van loans for Calgary and Southern Alberta — including subprime and bad-credit financing. Browse vehicle types, get pre-approved online, and we'll bring the vehicle to you.
Filter our Southern Alberta inventory by budget, body style, or monthly payment.
Fill out one short form. No dealership visit required to get started.
Our finance team matches you with lenders and confirms your rate.
Pick up locally in Southern Alberta, or have it delivered to your door.
A hand-picked lot of inspected used and new vehicles across every body style and budget.
We work with multiple Alberta lenders to find you a rate that fits — good credit, building credit, or starting fresh.
Flexible lease terms if you'd rather drive something new every few years than own long-term.
Click4Cars started with a simple frustration: too many Calgary-area drivers with less-than-perfect credit were getting turned away before anyone gave them a straight answer. So we built a process that starts with your situation, not just your credit score.
We work with a network of subprime, near-prime and traditional lenders across Alberta, which means first-time buyers, newcomers to Canada, and anyone rebuilding their credit have a real shot at approval — not just a form letter. Bankruptcy, past repossessions, or a thin credit file don't automatically rule you out.
Based in Southern Alberta and serving Calgary, Cochrane, Airdrie and the surrounding communities, our team handles the sales, the financing and the paperwork — so you can focus on the part that matters: driving away in something reliable.
This calculator gives an estimate only and isn't a loan offer. Actual rate and payment are confirmed during underwriting.
We source cars, trucks, SUVs and vans across Southern Alberta to match what you need, rather than just what happens to be sitting on a lot.
Applied on a Sunday night, had a pre-approval by Monday morning. Picked up my truck in Cochrane two days later.
I have thin credit and every dealership made me feel it. Click4Cars just found me a rate and moved on.
They shipped the SUV out to Airdrie so I never had to take a day off work to go pick it up.
Takes about five minutes. Checking your rate here doesn't affect your credit score.
Checking your rate with us starts with a soft check, which doesn't affect your score. A hard check only happens once you choose to move forward with a specific offer.
No. The whole process — browsing, applying, approval, and paperwork — can be done online. We'll ship the vehicle to you if you're outside our local pickup area.
We work with a range of Alberta lenders, including ones who specialize in building or rebuilding credit. Apply and we'll tell you honestly what's available.
Once financing is finalized, we arrange delivery through a licensed carrier. You'll get a tracking window and sign off on delivery when it arrives.
Get pre-approved in minutes and let Southern Alberta's easiest car-buying process do the rest.